🏦 DeFi Lending Hub
Earn Yield on Idle Crypto
Deposit your crypto to earn competitive APY across Aave, Compound, Morpho, and Spark — or borrow stablecoins against your holdings without selling.
$18.4B
Total Protocol TVL
5.0%
Best Supply APY
6
Protocols Tracked
8
Supported Assets
Total Lent
$0
0 active positions
Total Borrowed
$0
0 active borrows
Earnings
$0.00
Lifetime interest earned
Interest Paid
$0.00
Lifetime interest paid
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Protocol
Asset
Supply APY
Borrow APY
Utilization
TVL
Showing top 8 rates · Upgrade to Elite to see all protocols
⚠️
Health Factor
Your health factor must stay above 1.0 to avoid liquidation.
Below 1.2 is dangerous. Aim for 1.5+ for safety.
Declining crypto prices lower your health factor — monitor daily.
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Protocol
Asset
Borrow APY (Var)
Borrow APY (Stable)
Utilization
LTV Ratio
🧮 Health Factor Calculator
Simulate your borrow position before committing. Stay safe — aim for 1.5+ health factor.
Health Factor
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Status
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Max Borrow
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LTV
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Your active lending and borrowing positions
🤖 AI Yield Optimizer
Let AI analyze all protocols and tell you exactly where to move your funds for maximum yield — with gas cost considerations included.
Best protocol per asset with full reasoning
Annual earnings improvement calculation
Gas cost vs APY gain analysis
Auto-rebalance (Elite: moves funds automatically)
🤖 AI Yield Optimizer
AI analyzes current rates across all protocols and recommends the optimal allocation for your portfolio.
AI analyzing rates…
⚡ Auto-Rebalance Elite
Automatically moves your positions to the highest-yielding protocol when rates diverge by more than 0.3%.